Social Security is responsible for two major programs that provide benefits based on disability:
Social Security Disability Insurance (SSDI or Title II)
This disability benefits program is offered to those who have worked five full years out of the past ten and recently become unable to work due to a disability. This is an insurance benefit paid to those that have been paying into the system via payroll and individual income tax.
Supplemental Security Income (SSI or Title XVI)
This disability benefit is available to individuals with little to no income and very few resources. Social Security will determine the value of assets and also look at total household income to determine eligibility.
With the help of Disability Advisors, we will determine your eligibility and help you apply. In some cases, a claimant is eligible to receive benefits from both programs. We can determine this and help you file a concurrent social security disability claim. Call Disability Advisors at 1.800.249.7507 to discuss your personal circumstances and where you might qualify.
Social Security Disability Insurance (SSDI) is funded with Social Security taxes paid by workers, employers, and self-employed individuals. To qualify for this Social Security benefit, you must have previously had a job where you paid into the Social Security system for long enough to make you eligible for this return. The amount of a monthly disability benefit is based on your Social Security earnings record if you were an insured worker and qualify as disabled.
Disability benefits are also paid to blind or disabled workers, widow(er)s, or adults disabled since childhood, who are otherwise eligible. Read More »
Supplemental Security Income (SSI) is not funded with Social Security taxes, instead it is a supplemental income program that is paid for by general federal tax revenues. This program is available to help adults or children who are disabled or blind, have limited income and resources, meet the living arrangement requirements, and are otherwise eligible. The monthly payment varies up to the maximum federal benefit rate, which may be supplemented by your state or decreased by your countable income and resources. Read more »